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Markets/Coverages: Risksmith Launches New DIC Earthquake Program
4+ hour, 20+ min ago (131+ words) Specialty managing general underwriter Risksmith Insurance Services announced the launch of its new difference in conditions (DIC) earthquake insurance program. Built for large, complex and true excess & surplus property exposures, the program offers flexibility, deep technical expertise and underwriting appetite for…...
Allstate plans to hike Illinois homeowners insurance rates
8+ hour, 6+ min ago (517+ words) A pedestrian walks on the sidewalk near the intersection of West Greenleaf and North Ravenswood Avenues in Rogers Park. Some Allstate customers next year will see their homeowners insurance rate increase by an average of 8.8%, continuing a trend of rate…...
Climate Insurance Gap Is Widening - Leaving Marginalized Canadians Behind
21+ hour, 3+ min ago (788+ words) Every year, extreme weather events wreak havoc across Canada, disrupting the lives of tens of thousands. Financial losses from these events have surged, surpassing $7 billion in 2024, due in part to climate change, asset accumulation and more people living in high-risk…...
Louisiana allowed insurers to drop more homeowners. Only one took advantage.
1+ day, 49+ min ago (1007+ words) Louisiana lawmakers passed a controversial law last year that gave insurance companies more leeway to drop policyholders, part of a fierce debate over how to tame ever-rising homeowners insurance rates that have reached crisis levels. Consumer advocates and Democrats warned…...
North Bay counties have seen some of highest home insurance rate increases in past decade
2+ day, 17+ hour ago (1193+ words) Sonoma County's median rate for home insurance premiums shot up more over the past decade than in any other part of the nine-county Bay Area, while Lake and Mendocino counties, where wildfires have exacted a wider if not deeper toll,…...
Will Your Homeowners Insurance Cover Ice Damage On Your Roof?
2+ day, 17+ hour ago (323+ words) Bri began working full-time as a freelance writer and editor in 2013. Since then, she's worked on hundreds of articles and web pages for various clients, including general contractors and others in the home space. Will Your Homeowners Insurance Cover Ice…...
How to Choose the Right Insurance for Seasonal and Temporary Contracts
3+ day, 4+ hour ago (409+ words) Seasonal and temporary transportation creates particular challenges for transportation companies. Unlike permanent contracts, in the case of temporary agreements, routes may vary, vehicle operation may occur on a very short-term basis, and greater uncertainty may occur in risk management. It…...
What homeowners must know about their insurance quotes as the year ends
3+ day, 7+ hour ago (392+ words) This isn't about scare tactics; it's about smart planning. Cheap Insurance is going to dive deep into the forces that shape your home insurance quote, reveal the money-saving levers you can pull, and give you the knowledge to make your…...
Hearing set for proposed 68% increase in North Carolina dwelling insurance rates
3+ day, 16+ hour ago (291+ words) RALEIGH, NC (WWAY) " North Carolina Insurance Commissioner Mike Causey has scheduled a public hearing to review a proposed 68.3% increase in dwelling insurance rates across the state. The hearing is set for May 4, 2026, and will begin at 10 a.m. in the second-floor hearing…...
California Commissioner Orders Moratorium on Cancellations Over Pack Fire
4+ day, 4+ hour ago (198+ words) Insurance Commissioner Ricardo Lara ordered a mandatory one-year moratorium to prevents homeowners" insurance cancellations and non-renewals for Pack Fire victims following an emergency declaration. Lara ordered insurers to preserve residential property insurance coverage for more than 14,800 policyholders affected by " Insurance…...